Money, made simple.
Connect your existing bank accounts, move money instantly, receive payments and automate where your money goes — all from one place.
Get Started
Available in 30+ countriesConnect. Approve. Move.
One app. Your banks connected.
Add money to your wallet using supported local & international payment methods.
Learn about Macropay
Local payment methods. Global possibilities.
Connect your existing accounts, use familiar payment methods, receive money into your Macropay account and decide how your money moves next.
See Payment Methods
A smarter flow for freelancers & creators
Your income doesn’t always arrive like a salary. Your account shouldn’t behave like it does. Receive earnings into your Macropay account and create simple rules for what happens next.
See How it Works
Most financial apps ask you to move money into them before you can actually use it.
Our Zero-Float approach connects the accounts and payment methods you already use, giving you a faster way to pay, send, receive and manage money without constantly pre-funding another wallet.
Everything you need. One wallet.
Your account
A simple digital account with your own IBAN, built for everyday money management.
Send & receive money
Move money quickly and securely, whenever you need to.
Bank transfers
Send and receive money directly from your account using simple bank transfers.
Pay your way
Use the payment methods you already know and trust.
Multiple currencies
Hold and manage different currencies from one account.
Currency exchange
Exchange currencies directly in the app, with the rate shown before you confirm.
Track your money
See your balance, payments and transaction history in real time.
Cards
Virtual and physical cards for everyday spending.
Anything else?
In case we have something to fill this spot.
How it works
Download the app
Get started from your phone.
Create your account
A simple, secure onboarding process.
Add money
Get started from your phone.
You're ready
Get started from your phone.
A regulated payments company.
Mpay is a digital payments product operated by Macropay, a licensed Payment Institution.
It's built on regulated European payments infrastructure, with security and compliance at its core.
For Business
Accounts, payments and money management built for modern businesses.
Waitlist
One connection. More possibilities.
Connect the accounts you already have.
Pay without constantly topping up another wallet.
Receive money and automatically decide where it goes.
Move across currencies and borders with fewer steps.
